Freelance & Business

Freelance & Business Toolkit

Manage your hourly rates, profit margins, VAT calculations, PDF documents, and business materials with 0 software fees.

About this toolkit

A rigorous suite of free utilities for freelancers, consultants, contractors, and business owners. Convert hourly rates to net salary, calculate margins and VAT, and manage PDF documents privately.

Essential Tools (16)

All tools are 100% free, require no account, and run client-side.

Invoice & Quote Generator

Create professional invoices and estimates in PDF for freelancers.

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Mortgage & Amortization Calculator

Calculate mortgage payments, amortization schedule, and debt-to-income ratio.

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Gross to Net Salary Calculator

Convert your gross salary to net pay (executive, non-executive, public sector), income tax, and total employer cost.

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VAT & Sales Tax Calculator

Instantly calculate net amount, VAT and gross price for France, UK, Europe, US/Canada sales tax or custom rates.

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Profit Margin & Markup Calculator

Calculate your gross profit margin, markup rate, sales margin, and multiplier coefficient with VAT/sales tax.

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Cover Letter Generator

Write and export a professional cover letter in PDF.

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Free CV & Resume Builder

Create and download a professional PDF resume.

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Universal Image Converter

Convert and compress JPG, PNG, WebP, and AVIF images.

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Universal Audio & Video Cutter

Trim, compress, and extract sound from audio and video files.

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Compress PDF

Reduce the size of your PDFs.

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Merge PDF

Combine several files into one.

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Split PDF

Split a PDF into several files.

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QR Code Generator

QR codes for any link or text.

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Password Generator

Strong, random passwords.

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Currency Converter

Today's exchange rates.

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Percentage Calculator

Percentages, increases and discounts.

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Practical Guides & Workflows

Step-by-step best practices to get the most out of your tools.

1

Calculate your Freelance Day Rate

Convert your target net monthly income into a realistic billable day rate considering taxes and non-billable days.

2

Calculate VAT and Sales Tax

Calculate gross, net, and tax amounts in one click for accurate invoicing and client quotes.

3

Compress and merge client PDFs

Shrink proposal sizes and combine contracts locally without uploading confidential client files to third-party servers.

4

Generate QR Codes for business cards

Create high-resolution QR codes linking to your portfolio, website, or contact card.

Frequently Asked Questions

Clear answers to common questions about this toolkit.